Editing SEPTA (section)

== Fares ==

=== Fare Structure ===

As of December 2024, SEPTA fares are:<ref name="septa-fares">{{cite web |url=https://wwww.septa.org/fares/ |title=Fare Information |publisher=SEPTA |access-date=December 22, 2025}}</ref>

'''Bus, Metro, and Trolley:'''
* Cash fare: $2.50
* SEPTA Key / Contactless: $2.50
* '''Two free transfers included''' (within 2 hours)

'''Regional Rail:'''
* Fares vary by zone (distance traveled)
* Zone 1-4 ranges from approximately $4.00 to $8.00 one-way
* Day Passes and Weekly/Monthly TransPasses offer savings for regular commuters

'''Passes:'''
* Daily TransPass: $7.00
* Weekly TransPass: $27.50
* Monthly TransPass: $109.00

=== SEPTA Key Card ===

The SEPTA Key is a reloadable fare card that works across all SEPTA services:

1. '''Obtain a card:''' Purchase at SEPTA sales locations, some retailers, or online ($4.95 card fee)
2. '''Add funds:''' Load money ("Travel Wallet") or purchase a pass online, at kiosks, or at sales locations
3. '''Tap to pay:''' Touch the card to the validator at turnstiles, bus fareboxes, or platform validators
4. '''Tap off on Regional Rail:''' Always tap when exiting to ensure you're charged the correct zone fare

Benefits of SEPTA Key:
* Two free transfers within 2 hours
* Can pay for up to 5 passengers with one card (Multi-Rider feature)
* Lost cards can be replaced with balance transferred (if registered)

=== Contactless Payment ===

SEPTA accepts contactless payment via credit cards, debit cards, and mobile wallets (Apple Pay, Google Pay, Samsung Pay). Simply tap your contactless-enabled card or device on the fare validator. You receive the same $2.50 fare and free transfers as SEPTA Key users.

Note: Regional Rail requires SEPTA Key or ticket purchase—contactless credit cards are not accepted on Regional Rail.

=== Free Transfers ===

Riders using SEPTA Key or contactless payment receive '''two free transfers''' on bus, Metro, and trolley within 2 hours of their first tap. The transfer can be in any direction (no restrictions on backtracking since December 2024).

Cash riders do not receive free transfers—only SEPTA Key and contactless payment users qualify.